FinCruse Privacy Policy

Last Updated: January 2026

1. About FinCruse

FinCruse is a specialized financial services platform operated by Axstron Finance LLC. We provide corporate treasury management and card-issuing services. FinCruse operates under the regulatory supervision of the Axstron Finance Group, including registration as a Money Services Business (MSB) with FinCEN (USA) and FINTRAC (Canada).

2. Information We Collect

To maintain a secure and compliant financial ecosystem, we collect:

Identity Data:

Full name, date of birth, and government-issued identification for KYC/AML verification.

Financial Data:

Tokenized bank account identifiers and payment account details.

Connectivity Data:

Account identifiers, ownership details, and real-time balances via secure financial data providers.

Technical Data:

IP addresses, device identifiers, and security event logs to prevent unauthorized access.

3. Financial Data and Bank Connectivity

To facilitate card funding and treasury services, FinCruse enables users to securely link external bank accounts through authorized connectivity providers.

Scope of Data:

Upon connection, we access account and routing numbers, account ownership records, and real-time available balances.

Purpose of Use:

This data is used strictly to verify account ownership, satisfy regulatory AML requirements, confirm fund availability for card top-ups, and mitigate the risk of Non-Sufficient Funds (NSF) returns.

Strict Data Residency:

All data retrieved via financial connectivity services is processed and stored exclusively on secure, US-based servers. This infrastructure ensures compliance with regional data residency requirements and bank-grade security protocols.

4. How We Use Your Information

We process data solely to:

Operate and maintain the FinCruse treasury and payment platform.
Execute identity verification and real-time fraud monitoring.
Facilitate secure transfers between external accounts and our regulated banking and financial partners globally.
Comply with global legal, regulatory, and reporting obligations.

5. Information Sharing with Service Providers

FinCruse does not sell personal or financial data. We share limited information with contracted service providers who are essential to our operations and bound by strict confidentiality agreements:

Banking & Card Partners:

Regulated financial institutions and payment networks (e.g., Stripe) to facilitate money movement and card issuance.

Compliance & Fraud Infrastructure:

Third-party providers for automated KYC/KYB, AML monitoring, and real-time threat detection.

Security Infrastructure:

Providers of secure infrastructure and monitoring systems to ensure payment integrity and security.

6. Security Measures

We implement institutional-grade security to protect your assets:

Encryption & Tokenization:

Sensitive financial identifiers are tokenized and never stored in raw format.

Proactive Monitoring:

Continuous activity monitoring to detect and block suspicious behavior.

Infrastructure Security:

Advanced security technology to protect payment systems and prevent single points of failure.

7. Contact Us

For inquiries regarding your data or to exercise your privacy rights, please contact our Compliance and Privacy Team:

Email: privacy@fincruse.com